Our Best Rates

Checking & Savings

Infinite Checking
(as high as)
5.00% APY**


High Yield Money Market
(as high as)
1.75% APY**

Loans

New & Used Autos
(as low as)
2.74% APR*


Home Equity

(Fixed rate, as low as)
5.74% APR*


MasterCard Credit Card

8.50% to 18.00% APR*

CDs

14 Month Certificate 
        .75% APY**                  

24 Month Certificate 
1.50% APY**

36 Month Certificate 
1.75% APY**

60 Month Certificate 
2.00% APY**

Checking and Debit Accounts

Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Value Checking No Minimum 0.00% 0.00% $50
Spending Account No Minimum 0.00% 0.00% $50
Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Infinite Checking Qualifying $0.01-$2,000 4.88% 5.00% $50
Infinite Checking Qualifying $2,000.01 and up 0.10% 0.10% $50
Infinite Checking Non-Qualifying $0.01 and up 0.01% 0.01% $50
Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Zombie Account Qualifying $0.01-$2,000 4.88% 5.00% $50
Zombie Account Qualifying $2,000.01 and up 0.10% 0.10% $50
Zombie Account Non-Qualifying $0.01 and up 0.01% 0.01% $50

**APY- Annual Percentage Yield

Savings Accounts

Savings Rates - Effective Wednesday, April 1, 2020
APYMinimum
Deposit
Minimum
Balance
MONEY MARKET0.020%$5,000.00$5,000.00
MONEY MARKET0.040%$5,000.00$50,000.01
MONEY MARKET0.100%$5,000.00$75,000.01
HIGH YIELD MONEY MKT0.250%$20,000.00$20,000.00
HOLIDAY CLUB0.010%$0.00$50.00
VACATION CLUB0.010%$0.00$100.00
SOCCER CLUB0.010%$0.00$100.00
SOCCER CLUB0.020%$0.00$1,000.01
SOCCER CLUB0.030%$0.00$10,000.01
SPECIAL SAVINGS0.010%$0.00$100.00
SPECIAL SAVINGS0.020%$0.00$10,000.01
SPECIAL SAVINGS0.030%$0.00$1,000,000.00
EMERGENCY MOOLAH0.010%$0.00$100.00
HI-5 YOUTH SAVINGS0.040%$0.00$10.00
HI-5 YOUTH SAVINGS0.100%$0.00$1,000.01
HI-5 YOUTH SAVINGS0.060%$0.00$5,000.01
SHARE SAVINGS0.000%$0.00$10.00
SHARE SAVINGS0.010%$0.00$100.01
SHARE SAVINGS0.020%$0.00$25,000.01

Certificates of Deposit

Certificate Rates - Effective Wednesday, July 8, 2020
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.150%$100.00
1 YEAR CERTIFICATE0.200%$100.00
2 YEAR CERTIFICATE0.250%$100.00
3 YEAR CERTIFICATE0.300%$100.00
4 YEAR CERTIFICATE0.400%$100.00
5 YEAR CERTIFICATE0.500%$100.00

IRA – Individual Retirement Account

Certificate Rates - Effective Wednesday, July 8, 2020
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.150%$100.00
1 YEAR CERTIFICATE0.200%$100.00
2 YEAR CERTIFICATE0.250%$100.00
3 YEAR CERTIFICATE0.300%$100.00
5 YEAR CERTIFICATE0.500%$100.00

Car, Truck and SUV

Jeep

Loan Rates - Effective Wednesday, July 8, 2020
Loan TypeRates as low asTerms/Information
New Auto2.740%New cars, trucks, SUVs at great rates and terms
Used Auto2.740%Used cars, trucks, SUVs at great rates and terms

RV – Motorcycle, Boat, ATV, Camper

RV

Loan Rates - Effective Wednesday, July 8, 2020
Loan TypeRates as low asTerms/Information
New Recreational Vehicle4.990%We can help you finance your fun!
Used Recreational Vehicle5.740%We can help you finance your fun!

MasterCard Credit Card

Credit Card

Loan Rates - Effective Wednesday, July 8, 2020
Loan TypeRates as low asTerms/Information
MasterCard Credit Card8.500%Get in your Element with our personalized MasterCard.

Other Loans

Other loans

Loan Rates - Effective Wednesday, July 8, 2020
Loan TypeRates as low asTerms/Information
Home Equity Line of Credit5.740%Perfect for home improvements or debt consolidation.
Line of Credit8.990%Need a little extra cash? We can help!
Vacation Loan8.490%Ready to get away? Let us help!
Wedding Loan8.990%We can help make your day extra special.
Adoption8.990%There's nothing like holding that bundle of joy in your arms
Bucket List8.990%It's time to mark that item off your list. We can help!
Mid Life Crisis8.990%Have an itch? We can help you scratch it.
EZ 90 Day Note0.000%Short term note - pay off in 90 days
EZ 180 Day Note0.000%Short term note - pay off in 180 days