Our Best Rates
Checking
& Savings
Loans
CDs
14 Month Certificate
.75% APY**
24 Month Certificate
1.50% APY**
36 Month Certificate
1.75% APY**
60 Month Certificate
2.00% APY**
Checking and Debit Accounts
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Value Checking | No Minimum | 0.00% | 0.00% | $50 |
| Spending Account | No Minimum | 0.00% | 0.00% | $50 |
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Infinite Checking Qualifying | $0.01-$2,000 | 4.88% | 5.00% | $50 |
| Infinite Checking Qualifying | $2,000.01 and up | 0.10% | 0.10% | $50 |
| Infinite Checking Non-Qualifying | $0.01 and up | 0.01% | 0.01% | $50 |
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Zombie Account Qualifying | $0.01-$2,000 | 4.88% | 5.00% | $50 |
| Zombie Account Qualifying | $2,000.01 and up | 0.10% | 0.10% | $50 |
| Zombie Account Non-Qualifying | $0.01 and up | 0.01% | 0.01% | $50 |
**APY- Annual Percentage Yield
Savings Accounts
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| MONEY MARKET | 0.020% | $5,000.00 | $5,000.00 |
| MONEY MARKET | 0.040% | $5,000.00 | $50,000.01 |
| MONEY MARKET | 0.100% | $5,000.00 | $75,000.01 |
| HIGH YIELD MONEY MKT | 0.250% | $20,000.00 | $20,000.00 |
| HOLIDAY CLUB | 0.010% | $0.00 | $50.00 |
| VACATION CLUB | 0.010% | $0.00 | $100.00 |
| SOCCER CLUB | 0.010% | $0.00 | $100.00 |
| SOCCER CLUB | 0.020% | $0.00 | $1,000.01 |
| SOCCER CLUB | 0.030% | $0.00 | $10,000.01 |
| SPECIAL SAVINGS | 0.010% | $0.00 | $100.00 |
| SPECIAL SAVINGS | 0.020% | $0.00 | $10,000.01 |
| SPECIAL SAVINGS | 0.030% | $0.00 | $1,000,000.00 |
| EMERGENCY MOOLAH | 0.010% | $0.00 | $100.00 |
| HI-5 YOUTH SAVINGS | 0.040% | $0.00 | $10.00 |
| HI-5 YOUTH SAVINGS | 0.100% | $0.00 | $1,000.01 |
| HI-5 YOUTH SAVINGS | 0.060% | $0.00 | $5,000.01 |
| SHARE SAVINGS | 0.000% | $0.00 | $10.00 |
| SHARE SAVINGS | 0.010% | $0.00 | $100.01 |
| SHARE SAVINGS | 0.020% | $0.00 | $25,000.01 |
Certificates of Deposit
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CERTIFICATE | 0.150% | $100.00 |
| 1 YEAR CERTIFICATE | 0.200% | $100.00 |
| 2 YEAR CERTIFICATE | 0.250% | $100.00 |
| 3 YEAR CERTIFICATE | 0.300% | $100.00 |
| 4 YEAR CERTIFICATE | 0.400% | $100.00 |
| 5 YEAR CERTIFICATE | 0.500% | $100.00 |
IRA – Individual Retirement Account
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CERTIFICATE | 0.150% | $100.00 |
| 1 YEAR CERTIFICATE | 0.200% | $100.00 |
| 2 YEAR CERTIFICATE | 0.250% | $100.00 |
| 3 YEAR CERTIFICATE | 0.300% | $100.00 |
| 5 YEAR CERTIFICATE | 0.500% | $100.00 |
Car, Truck and SUV
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| New Auto | 2.740% | New cars, trucks, SUVs at great rates and terms |
| Used Auto | 2.740% | Used cars, trucks, SUVs at great rates and terms |
RV – Motorcycle, Boat, ATV, Camper
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| New Recreational Vehicle | 4.990% | We can help you finance your fun! |
| Used Recreational Vehicle | 5.740% | We can help you finance your fun! |
MasterCard Credit Card
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| Traditional MasterCard | 8.500% | Get in your Element with our personalized MasterCard. |
| Cash Back Rewards MasterCard | 18.000% | |
| Share Secured MasterCard | 8.500% |
Other Loans
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| Home Equity Line of Credit | 5.740% | Perfect for home improvements or debt consolidation. |
| Line of Credit/Personal | 8.990% | Need a little extra cash? We can help! |
| Vacation | 8.490% | Ready to get away? Let us help! |
| Wedding | 8.990% | We can help make your day extra special. |
| Adoption | 8.990% | There's nothing like holding that bundle of joy in your arms |
| Mid Life Crisis | 8.990% | Have an itch? We can help you scratch it. |
| EZ 90 Day Note | 0.000% | Short term note - pay off in 90 days |
| EZ 180 Day Note | 0.000% | Short term note - pay off in 180 days |