Our Best Rates
Checking
& Savings
Loans
CDs
14 Month Certificate
.75% APY**
24 Month Certificate
1.50% APY**
36 Month Certificate
1.75% APY**
60 Month Certificate
2.00% APY**
Checking and Debit Accounts
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Value Checking | No Minimum | 0.00% | 0.00% | $50 |
| Spending Account | No Minimum | 0.00% | 0.00% | $50 |
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Infinite Checking Qualifying | $0.01-$2,000 | 4.88% | 5.00% | $50 |
| Infinite Checking Qualifying | $2,000.01 and up | 0.10% | 0.10% | $50 |
| Infinite Checking Non-Qualifying | $0.01 and up | 0.01% | 0.01% | $50 |
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Zombie Account Qualifying | $0.01-$2,000 | 4.88% | 5.00% | $50 |
| Zombie Account Qualifying | $2,000.01 and up | 0.10% | 0.10% | $50 |
| Zombie Account Non-Qualifying | $0.01 and up | 0.01% | 0.01% | $50 |
**APY- Annual Percentage Yield
Savings Accounts
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| MONEY MARKET | 0.02% | $5,000 | $5,000 |
| MONEY MARKET | 0.04% | $5,000 | $50,000 |
| MONEY MARKET | 0.1% | $5,000 | $75,000 |
| HIGH YIELD MONEY MKT | 0.25% | $20,000 | $20,000 |
| HOLIDAY CLUB | 0.01% | $50 | |
| VACATION CLUB | 0.01% | $100 | |
| SOCCER CLUB | 0.01% | $100 | |
| SOCCER CLUB | 0.02% | $1,000 | |
| SOCCER CLUB | 0.03% | $10,000 | |
| SPECIAL SAVINGS | 0.01% | $100 | |
| SPECIAL SAVINGS | 0.02% | $10,000 | |
| SPECIAL SAVINGS | 0.03% | $1,000,000 | |
| EMERGENCY MOOLAH | 0.01% | $100 | |
| HI-5 YOUTH SAVINGS | 0.04% | $10 | |
| HI-5 YOUTH SAVINGS | 0.1% | $1,000 | |
| HI-5 YOUTH SAVINGS | 0.06% | $5,000 | |
| SHARE SAVINGS | 0% | $10 | |
| SHARE SAVINGS | 0.01% | $100 | |
| SHARE SAVINGS | 0.02% | $25,000 |
Certificates of Deposit
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CERTIFICATE | 0.15% | $100 |
| 1 YEAR CERTIFICATE | 0.2% | $100 |
| 2 YEAR CERTIFICATE | 0.25% | $100 |
| 3 YEAR CERTIFICATE | 0.3% | $100 |
| 4 YEAR CERTIFICATE | 0.4% | $100 |
| 5 YEAR CERTIFICATE | 0.5% | $100 |
IRA – Individual Retirement Account
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CERTIFICATE | 0.15% | $100 |
| 1 YEAR CERTIFICATE | 0.2% | $100 |
| 2 YEAR CERTIFICATE | 0.25% | $100 |
| 3 YEAR CERTIFICATE | 0.3% | $100 |
| 5 YEAR CERTIFICATE | 0.5% | $100 |
Car, Truck and SUV
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| New Auto » | 2.74% | New cars, trucks, SUVs at great rates and terms |
| Used Auto » | 2.74% | Used cars, trucks, SUVs at great rates and terms |
RV – Motorcycle, Boat, ATV, Camper
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| New Recreational Vehicle » | 4.99% | We can help you finance your fun! |
| Used Recreational Vehicle » | 5.74% | We can help you finance your fun! |
MasterCard Credit Card
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| Traditional MasterCard » | 8.5% | Get in your Element with our personalized MasterCard. |
| Cash Back Rewards MasterCard » | 18% | Receive 1% cash back with Element Cash Back Rewards |
| Share Secured Mastercard » | 0% | Great way to build your credit! Ask us how! |
Other Loans
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| Home Equity Line of Credit » | 6.49% | Perfect for home improvements or debt consolidation. |
| Line of Credit/Personal » | 8.99% | Need a little extra cash? We can help! |
| Vacation » | 8.49% | Ready to get away? Let us help! |
| Wedding » | 8.99% | We can help make your day extra special. |
| Adoption » | 8.99% | There's nothing like holding that bundle of joy in your arms |
| Mid-Life Crisis » | 8.99% | Looking to buy something for yourself? We can help! |
| EZ 180 Day Note » | 0% | Short term note - pay off in 180 days |
| EZ 90 Day Note » | 0% | Short term note - pay off in 90 days |