Our Best Rates

Checking & Savings

Infinite Checking
(as high as)
5.00% APY**


High Yield Money Market
(as high as)
1.75% APY**

Loans

New & Used Autos
(as low as)
2.74% APR*


Home Equity

(Fixed rate, as low as)
5.74% APR*


MasterCard Credit Card

8.50% to 18.00% APR*

CDs

14 Month Certificate 
        .75% APY**                  

24 Month Certificate 
1.50% APY**

36 Month Certificate 
1.75% APY**

60 Month Certificate 
2.00% APY**

Checking and Debit Accounts

Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Value Checking No Minimum 0.00% 0.00% $50
Spending Account No Minimum 0.00% 0.00% $50
Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Infinite Checking Qualifying $0.01-$2,000 4.88% 5.00% $50
Infinite Checking Qualifying $2,000.01 and up 0.10% 0.10% $50
Infinite Checking Non-Qualifying $0.01 and up 0.01% 0.01% $50
Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Zombie Account Qualifying $0.01-$2,000 4.88% 5.00% $50
Zombie Account Qualifying $2,000.01 and up 0.10% 0.10% $50
Zombie Account Non-Qualifying $0.01 and up 0.01% 0.01% $50

**APY- Annual Percentage Yield

Savings Accounts

Savings Rates - Effective Wednesday, April 1, 2020
APYMinimum
Deposit
Minimum
Balance
MONEY MARKET0.02%$5000$5000
MONEY MARKET0.04%$5000$50000.01
MONEY MARKET0.1%$5000$75000.01
HIGH YIELD MONEY MKT0.25%$20000$20000
HOLIDAY CLUB0.01% $50
VACATION CLUB0.01% $100
SOCCER CLUB0.01% $100
SOCCER CLUB0.02% $1000.01
SOCCER CLUB0.03% $10000.01
SPECIAL SAVINGS0.01% $100
SPECIAL SAVINGS0.02% $10000.01
SPECIAL SAVINGS0.03% $1000000
EMERGENCY MOOLAH0.01% $100
HI-5 YOUTH SAVINGS0.04% $10
HI-5 YOUTH SAVINGS0.1% $1000.01
HI-5 YOUTH SAVINGS0.06% $5000.01
SHARE SAVINGS0% $10
SHARE SAVINGS0.01% $100.01
SHARE SAVINGS0.02% $25000.01

Certificates of Deposit

Certificate Rates - Effective Saturday, September 25, 2021
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.15%$100
1 YEAR CERTIFICATE0.2%$100
2 YEAR CERTIFICATE0.25%$100
3 YEAR CERTIFICATE0.3%$100
4 YEAR CERTIFICATE0.4%$100
5 YEAR CERTIFICATE0.5%$100

IRA – Individual Retirement Account

Certificate Rates - Effective Saturday, September 25, 2021
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.15%$100
1 YEAR CERTIFICATE0.2%$100
2 YEAR CERTIFICATE0.25%$100
3 YEAR CERTIFICATE0.3%$100
5 YEAR CERTIFICATE0.5%$100

Car, Truck and SUV

Jeep

Loan Rates - Effective Saturday, September 25, 2021
Loan TypeRates as low asTerms & Information
New Auto » 2.74% 36 M New cars, trucks, SUVs at great rates and terms
Used Auto » 2.74% 36 M Used cars, trucks, SUVs at great rates and terms

RV – Motorcycle, Boat, ATV, Camper

RV

Loan Rates - Effective Saturday, September 25, 2021
Loan TypeRates as low asTerms & Information
New Recreational Vehicle » 4.99% 36 M We can help you finance your fun!
Used Recreational Vehicle » 5.74% 36 M We can help you finance your fun!

MasterCard Credit Card

Credit Card

Loan Rates - Effective Saturday, September 25, 2021
Loan TypeRates as low asTerms & Information
Traditional MasterCard » 8.5% 120 M Get in your Element with our personalized MasterCard.
Cash Back Rewards MasterCard » 18% 120 M Receive 1% cash back with Element Cash Back Rewards
Share Secured MasterCard » 8.5% 120 M Great way to build your credit! Ask us how!

Other Loans

Other loans

Loan Rates - Effective Saturday, September 25, 2021
Loan TypeRates as low asTerms & Information
Home Equity Line of Credit » 5.74% 120 M Perfect for home improvements or debt consolidation.
Line of Credit/Personal » 8.99% 120 M Need a little extra cash? We can help!
Vacation » 8.49% 12 M Ready to get away? Let us help!
Wedding » 8.99% 12 M We can help make your day extra special.
Adoption » 8.99% 12 M There's nothing like holding that bundle of joy in your arms
Mid Life Crisis » 8.99% 12 M Have an itch? We can help you scratch it.
EZ 90 Day Note » 0% 3 P Short term note - pay off in 90 days
EZ 180 Day Note » 0% 6 M Short term note - pay off in 180 days